I don't blame you for being sore. This is Ubisoft. Their mission in life, or at least the mission of some asshole in a power position, is to force online on everything. They couldn't do it with DRM. so they moved on to more subtle approaches. I've been thinking about it, and there's no reason why Kenway's Fleet should be online only. It's a single-player feature, and the real-time aspect of it could easily be handled with your system's internal clock. It should at least provide a canned set of missions offline, enough to get everything that matters to SP. Make it so you stop earning money after those canned missions, if cheating (by playing with the internal-clock settings) is a concern. The forever online component should be an extra perk that kicks in if you have a way to get there, and you choose to use it. But . . . Ubisoft. Oh, well. Like I said before, I'm too fond of this company's output otherwise. You're not missing anything important. I couldn't reach 100% upgrades for Edward, I assume because of gear that comes with fancier editions, or that I have to get separately? Whatever it is, the vendors don't have it (and all my world's icons are yellow, and all treasure maps are used up).
Got to be a millionaire yesterday. So I celebrated by . . . starting a new game. Now those Blades of Toledo I got from Uplay make sense. They're way better than the starting swords, and what little money I have is going into better things.
Edit: I know I go on and on about this game. I've been trying to think why it is that it has grabbed me the way games used to grab me 20-30 years ago, back when they were full of new ideas and wonder. I think it goes beyond the freedom and size of the world. The setting is near and dear to my heart. I don't mean the golden age of piracy; I mean the Caribbean--land and sea. I belong to an island a couple of hundred miles East of the AC4 map. It's roots, culture and development very much mirror Cuba's (up till Cuba's tragic fall to Communist dictatorship in the early 60s). They should, and very much could (with Havana assets) give us old San Juan. That would really make my day.
Nothing beats island hopping on a boat, or a ship. I did plenty of that as a kid. I guess AC4 sort of transports me to a better time and place in my life.